Call reports 2018
BANK OF DELMARVA, THE — 2018
What BANK OF DELMARVA, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 731,578,000 | 733,402,000 | 737,783,000 | 738,997,000 |
| Total loans | 611,388,000 | 605,642,000 | 622,527,000 | 632,576,000 |
| Allowance for loan losses | 7,027,000 | 7,096,000 | 7,226,000 | 7,063,000 |
| Securities available for sale | 52,386,000 | 51,076,000 | 53,587,000 | 51,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 616,598,000 | 618,664,000 | 622,369,000 | 615,279,000 |
| Interest-bearing deposits | 425,940,000 | 415,798,000 | 416,242,000 | 409,648,000 |
| Noninterest-bearing deposits | 190,658,000 | 202,866,000 | 206,127,000 | 205,631,000 |
| Equity capital | 68,364,000 | 68,779,000 | 69,923,000 | 71,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,036,000 | 15,427,000 | 24,018,000 | 33,173,000 |
| Interest expense | 960,000 | 2,172,000 | 3,461,000 | 4,931,000 |
| Net interest income | 6,076,000 | 13,255,000 | 20,557,000 | 28,242,000 |
| Noninterest income | 683,000 | 1,395,000 | 2,093,000 | 2,984,000 |
| Noninterest expense | 4,623,000 | 10,877,000 | 15,941,000 | 21,393,000 |
| Provision for loan losses | 250,000 | 525,000 | 825,000 | 1,175,000 |
| Pretax income | 1,886,000 | 3,248,000 | 5,884,000 | 8,658,000 |
| Income tax | 506,000 | 971,000 | 1,608,000 | 2,582,000 |
| Net income | 1,380,000 | 2,277,000 | 4,276,000 | 6,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,491,000 | 59,439,000 | 61,411,000 | 64,170,000 |
| Total capital | 65,427,000 | 66,741,000 | 68,843,000 | 71,498,000 |
| Risk-weighted assets | 586,808,000 | 589,594,000 | 601,790,000 | 611,899,000 |