Call reports 2017
BANK OF DELMARVA, THE — 2017
What BANK OF DELMARVA, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 518,553,000 | 537,295,000 | 546,742,000 | 562,115,000 |
| Total loans | 434,929,000 | 442,259,000 | 449,422,000 | 469,405,000 |
| Allowance for loan losses | 6,502,000 | 6,422,000 | 6,559,000 | 6,703,000 |
| Securities available for sale | 48,455,000 | 47,814,000 | 46,824,000 | 46,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,592,000 | 442,131,000 | 451,221,000 | 465,458,000 |
| Interest-bearing deposits | 282,483,000 | 274,890,000 | 281,496,000 | 294,876,000 |
| Noninterest-bearing deposits | 156,109,000 | 167,241,000 | 169,725,000 | 170,582,000 |
| Equity capital | 48,960,000 | 49,862,000 | 50,603,000 | 50,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,543,000 | 11,310,000 | 17,209,000 | 23,327,000 |
| Interest expense | 669,000 | 1,350,000 | 2,089,000 | 2,887,000 |
| Net interest income | 4,874,000 | 9,960,000 | 15,120,000 | 20,440,000 |
| Noninterest income | 793,000 | 1,408,000 | 2,103,000 | 2,765,000 |
| Noninterest expense | 3,514,000 | 7,322,000 | 11,427,000 | 15,432,000 |
| Provision for loan losses | 225,000 | 495,000 | 720,000 | 945,000 |
| Pretax income | 1,928,000 | 3,543,000 | 5,068,000 | 6,820,000 |
| Income tax | 716,000 | 1,308,000 | 1,913,000 | 3,240,000 |
| Net income | 1,212,000 | 2,235,000 | 3,155,000 | 3,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,152,000 | 49,900,000 | 50,625,000 | 50,904,000 |
| Total capital | 54,383,000 | 55,299,000 | 56,140,000 | 56,656,000 |
| Risk-weighted assets | 417,020,000 | 430,665,000 | 439,947,000 | 458,992,000 |