Call reports 2016
BANK OF DELMARVA, THE — 2016
What BANK OF DELMARVA, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 502,034,000 | 507,087,000 | 508,875,000 | 512,231,000 |
| Total loans | 397,097,000 | 407,136,000 | 418,725,000 | 430,463,000 |
| Allowance for loan losses | 6,797,000 | 6,488,000 | 6,553,000 | 6,386,000 |
| Securities available for sale | 42,082,000 | 52,310,000 | 50,939,000 | 48,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,816,000 | 425,868,000 | 430,153,000 | 433,480,000 |
| Interest-bearing deposits | 284,655,000 | 283,159,000 | 283,604,000 | 277,575,000 |
| Noninterest-bearing deposits | 137,161,000 | 142,709,000 | 146,549,000 | 155,905,000 |
| Equity capital | 46,151,000 | 47,350,000 | 48,062,000 | 47,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,072,000 | 10,253,000 | 15,567,000 | 21,045,000 |
| Interest expense | 684,000 | 1,407,000 | 2,129,000 | 2,830,000 |
| Net interest income | 4,388,000 | 8,846,000 | 13,438,000 | 18,215,000 |
| Noninterest income | 652,000 | 1,385,000 | 1,987,000 | 2,614,000 |
| Noninterest expense | 3,252,000 | 6,552,000 | 10,034,000 | 13,433,000 |
| Provision for loan losses | 187,000 | 411,000 | 637,000 | 863,000 |
| Pretax income | 1,601,000 | 3,316,000 | 4,802,000 | 6,581,000 |
| Income tax | 593,000 | 1,225,000 | 1,768,000 | 2,485,000 |
| Net income | 1,008,000 | 2,091,000 | 3,034,000 | 4,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,699,000 | 46,684,000 | 47,542,000 | 48,106,000 |
| Total capital | 50,606,000 | 51,683,000 | 52,659,000 | 53,244,000 |
| Risk-weighted assets | 390,541,000 | 398,357,000 | 407,758,000 | 409,646,000 |