Call reports 2015
BANK OF DELMARVA, THE — 2015
What BANK OF DELMARVA, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 458,404,000 | 469,420,000 | 483,302,000 | 483,384,000 |
| Total loans | 389,012,000 | 397,647,000 | 403,566,000 | 400,237,000 |
| Allowance for loan losses | 7,830,000 | 7,755,000 | 7,696,000 | 7,084,000 |
| Securities available for sale | 33,374,000 | 32,382,000 | 31,921,000 | 31,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,414,000 | 394,702,000 | 407,435,000 | 410,780,000 |
| Interest-bearing deposits | 273,355,000 | 272,546,000 | 275,869,000 | 275,347,000 |
| Noninterest-bearing deposits | 121,059,000 | 122,156,000 | 131,566,000 | 135,433,000 |
| Equity capital | 45,789,000 | 46,713,000 | 47,919,000 | 44,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,875,000 | 9,847,000 | 14,987,000 | 20,142,000 |
| Interest expense | 638,000 | 1,314,000 | 2,017,000 | 2,709,000 |
| Net interest income | 4,237,000 | 8,533,000 | 12,970,000 | 17,433,000 |
| Noninterest income | 688,000 | 1,384,000 | 2,065,000 | 2,599,000 |
| Noninterest expense | 3,299,000 | 6,486,000 | 9,807,000 | 13,214,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,478,000 | 3,134,000 | 4,781,000 | 6,221,000 |
| Income tax | 547,000 | 1,165,000 | 1,779,000 | 2,271,000 |
| Net income | 931,000 | 1,969,000 | 3,002,000 | 3,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,072,000 | 45,761,000 | 47,399,000 | 44,307,000 |
| Total capital | 48,823,000 | 50,628,000 | 52,358,000 | 49,175,000 |
| Risk-weighted assets | 376,865,000 | 385,743,000 | 393,847,000 | 386,967,000 |