Call reports 2012
BANK OF DELMARVA, THE — 2012
What BANK OF DELMARVA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 436,912,000 | 424,218,000 | 432,176,000 | 430,178,000 |
| Total loans | 337,576,000 | 336,665,000 | 326,043,000 | 325,910,000 |
| Allowance for loan losses | 7,095,000 | 6,339,000 | 6,604,000 | 6,734,000 |
| Securities available for sale | 40,693,000 | 38,315,000 | 35,848,000 | 44,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,045,000 | 363,445,000 | 370,578,000 | 368,867,000 |
| Interest-bearing deposits | 287,098,000 | 277,586,000 | 274,839,000 | 271,561,000 |
| Noninterest-bearing deposits | 89,947,000 | 85,859,000 | 95,740,000 | 97,306,000 |
| Equity capital | 37,684,000 | 38,005,000 | 38,280,000 | 38,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,890,000 | 9,656,000 | 14,312,000 | 18,883,000 |
| Interest expense | 1,063,000 | 2,057,000 | 3,025,000 | 3,900,000 |
| Net interest income | 3,827,000 | 7,599,000 | 11,287,000 | 14,983,000 |
| Noninterest income | 423,000 | 1,093,000 | 1,776,000 | 2,455,000 |
| Noninterest expense | 2,776,000 | 5,810,000 | 8,830,000 | 11,962,000 |
| Provision for loan losses | 1,050,000 | 2,100,000 | 3,150,000 | 4,277,000 |
| Pretax income | 383,000 | 651,000 | 952,000 | 1,115,000 |
| Income tax | 107,000 | 176,000 | 258,000 | 204,000 |
| Net income | 276,000 | 475,000 | 694,000 | 911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,536,000 | 37,413,000 | 37,642,000 | 37,441,000 |
| Total capital | 41,845,000 | 41,654,000 | 41,834,000 | 41,612,000 |
| Risk-weighted assets | 344,605,000 | 339,838,000 | 332,813,000 | 333,605,000 |