Call reports 2019
MADISON BANK OF MARYLAND — 2019
What MADISON BANK OF MARYLAND reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 147,829,000 | 146,753,000 | 143,959,000 | 139,363,000 |
| Total loans | 98,775,000 | 98,553,000 | 100,539,000 | 99,065,000 |
| Allowance for loan losses | 1,299,000 | 1,299,000 | 1,303,000 | 1,304,000 |
| Securities available for sale | 13,772,000 | 12,646,000 | 10,855,000 | 10,093,000 |
| Securities held to maturity | 16,695,000 | 16,387,000 | 15,265,000 | 15,116,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,336,000 | 100,037,000 | 99,975,000 | 95,488,000 |
| Interest-bearing deposits | 94,881,000 | 93,760,000 | 93,653,000 | 89,211,000 |
| Noninterest-bearing deposits | 6,455,000 | 6,277,000 | 6,322,000 | 6,277,000 |
| Equity capital | 26,870,000 | 27,154,000 | 27,382,000 | 27,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,285,000 | 2,556,000 | 3,799,000 | 5,032,000 |
| Interest expense | 385,000 | 780,000 | 1,178,000 | 1,553,000 |
| Net interest income | 900,000 | 1,776,000 | 2,621,000 | 3,479,000 |
| Noninterest income | 74,000 | 142,000 | 211,000 | 279,000 |
| Noninterest expense | 931,000 | 1,870,000 | 2,802,000 | 3,748,000 |
| Provision for loan losses | -150,000 | -150,000 | -275,000 | -275,000 |
| Pretax income | 193,000 | 203,000 | 313,000 | 293,000 |
| Income tax | 38,000 | 39,000 | 71,000 | 68,000 |
| Net income | 155,000 | 164,000 | 242,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,211,000 | 26,303,000 | 26,412,000 | 26,550,000 |
| Total capital | 27,227,000 | 27,282,000 | 27,419,000 | 27,538,000 |
| Risk-weighted assets | 81,022,000 | 77,989,000 | 80,264,000 | 78,743,000 |