Call reports 2018
MADISON BANK OF MARYLAND — 2018
What MADISON BANK OF MARYLAND reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 148,391,000 | 149,946,000 | 150,196,000 | 149,992,000 |
| Total loans | 97,491,000 | 100,287,000 | 101,504,000 | 101,074,000 |
| Allowance for loan losses | 1,293,000 | 1,352,000 | 1,373,000 | 1,292,000 |
| Securities available for sale | 15,696,000 | 15,067,000 | 14,297,000 | 14,094,000 |
| Securities held to maturity | 17,280,000 | 17,122,000 | 16,984,000 | 16,802,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,973,000 | 103,057,000 | 103,797,000 | 102,866,000 |
| Interest-bearing deposits | 99,490,000 | 96,213,000 | 97,048,000 | 95,680,000 |
| Noninterest-bearing deposits | 6,483,000 | 6,844,000 | 6,749,000 | 7,186,000 |
| Equity capital | 23,576,000 | 24,071,000 | 24,570,000 | 26,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,211,000 | 2,630,000 | 4,081,000 | 5,386,000 |
| Interest expense | 287,000 | 601,000 | 943,000 | 1,327,000 |
| Net interest income | 924,000 | 2,029,000 | 3,138,000 | 4,059,000 |
| Noninterest income | 77,000 | 157,000 | 229,000 | 304,000 |
| Noninterest expense | 962,000 | 1,939,000 | 2,901,000 | 3,808,000 |
| Provision for loan losses | 0 | -225,000 | -520,000 | -690,000 |
| Pretax income | 39,000 | 472,000 | 986,000 | 1,245,000 |
| Income tax | 0 | 0 | 0 | -1,138,000 |
| Net income | 39,000 | 472,000 | 986,000 | 2,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,104,000 | 24,625,000 | 25,238,000 | 25,918,000 |
| Total capital | 25,115,000 | 25,647,000 | 26,282,000 | 26,947,000 |
| Risk-weighted assets | 80,626,000 | 81,444,000 | 83,200,000 | 82,089,000 |