Call reports 2017
MADISON BANK OF MARYLAND — 2017
What MADISON BANK OF MARYLAND reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 138,396,000 | 141,463,000 | 137,802,000 | 146,840,000 |
| Total loans | 84,449,000 | 87,748,000 | 89,713,000 | 95,114,000 |
| Allowance for loan losses | 1,195,000 | 1,222,000 | 1,198,000 | 1,288,000 |
| Securities available for sale | 12,930,000 | 15,873,000 | 14,254,000 | 16,605,000 |
| Securities held to maturity | 18,462,000 | 17,745,000 | 17,505,000 | 17,410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,781,000 | 103,683,000 | 100,922,000 | 108,228,000 |
| Interest-bearing deposits | 96,323,000 | 97,950,000 | 94,241,000 | 101,739,000 |
| Noninterest-bearing deposits | 5,458,000 | 5,733,000 | 6,681,000 | 6,489,000 |
| Equity capital | 23,420,000 | 23,684,000 | 23,764,000 | 23,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 2,150,000 | 3,278,000 | 4,455,000 |
| Interest expense | 226,000 | 460,000 | 708,000 | 983,000 |
| Net interest income | 846,000 | 1,690,000 | 2,570,000 | 3,472,000 |
| Noninterest income | 67,000 | 148,000 | 226,000 | 330,000 |
| Noninterest expense | 936,000 | 1,819,000 | 2,728,000 | 3,663,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -7,000 | 61,000 | 125,000 | 196,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -7,000 | 61,000 | 125,000 | 196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,581,000 | 23,695,000 | 23,817,000 | 23,974,000 |
| Total capital | 24,436,000 | 24,596,000 | 24,730,000 | 24,934,000 |
| Risk-weighted assets | 68,079,000 | 71,792,000 | 72,768,000 | 76,520,000 |