Call reports 2021
PERPETUAL FEDERAL SAVINGS BANK OF URBANA — 2021
What PERPETUAL FEDERAL SAVINGS BANK OF URBANA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 390,599,000 | 394,832,000 | 393,526,000 |
| Total loans | 326,472,000 | 335,018,000 | 338,872,000 |
| Allowance for loan losses | 4,906,000 | 4,930,000 | 4,962,000 |
| Securities available for sale | 8,955,000 | 11,808,000 | 0 |
| Securities held to maturity | 997,000 | 997,000 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 305,153,000 | 309,430,000 | 307,847,000 |
| Interest-bearing deposits | 302,105,000 | 306,331,000 | 304,716,000 |
| Noninterest-bearing deposits | 3,048,000 | 3,099,000 | 3,131,000 |
| Equity capital | 79,102,000 | 79,151,000 | 78,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 3,766,000 | 7,510,000 | 11,181,000 |
| Interest expense | 1,273,000 | 2,486,000 | 3,634,000 |
| Net interest income | 2,493,000 | 5,024,000 | 7,547,000 |
| Noninterest income | 67,000 | 139,000 | 184,000 |
| Noninterest expense | 1,072,000 | 2,270,000 | 6,060,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 1,488,000 | 2,893,000 | 2,216,000 |
| Income tax | 304,000 | 592,000 | 76,000 |
| Net income | 1,184,000 | 2,301,000 | 2,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 78,928,000 | 78,810,000 | 78,032,000 |
| Total capital | 81,830,000 | 81,782,000 | 80,982,000 |
| Risk-weighted assets | 230,161,000 | 235,817,000 | 234,052,000 |