Call reports 2017
PERPETUAL FEDERAL SAVINGS BANK OF URBANA — 2017
What PERPETUAL FEDERAL SAVINGS BANK OF URBANA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 392,571,000 | 391,772,000 | 392,148,000 | 396,013,000 |
| Total loans | 344,098,000 | 344,747,000 | 346,206,000 | 355,585,000 |
| Allowance for loan losses | 4,948,000 | 4,972,000 | 5,083,000 | 5,083,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,016,000 | 1,016,000 | 1,016,000 | 1,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,042,000 | 307,621,000 | 309,275,000 | 311,868,000 |
| Interest-bearing deposits | 303,443,000 | 305,822,000 | 306,589,000 | 308,505,000 |
| Noninterest-bearing deposits | 1,599,000 | 1,799,000 | 2,686,000 | 3,363,000 |
| Equity capital | 68,651,000 | 68,762,000 | 69,468,000 | 70,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,001,000 | 8,195,000 | 12,280,000 | 16,806,000 |
| Interest expense | 1,210,000 | 2,460,000 | 3,706,000 | 4,967,000 |
| Net interest income | 2,791,000 | 5,735,000 | 8,574,000 | 11,839,000 |
| Noninterest income | 9,000 | 19,000 | 26,000 | 49,000 |
| Noninterest expense | 907,000 | 1,825,000 | 2,781,000 | 3,730,000 |
| Provision for loan losses | 0 | 0 | 0 | -12,000 |
| Pretax income | 1,893,000 | 3,929,000 | 5,819,000 | 8,170,000 |
| Income tax | 642,000 | 1,332,000 | 1,973,000 | 2,994,000 |
| Net income | 1,251,000 | 2,597,000 | 3,846,000 | 5,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,651,000 | 68,762,000 | 69,468,000 | 70,255,000 |
| Total capital | 71,790,000 | 71,832,000 | 72,537,000 | 73,333,000 |
| Risk-weighted assets | 249,321,000 | 243,725,000 | 243,577,000 | 244,249,000 |