Call reports 2019
FIRST NATIONAL BANK OF NORTHFIELD, THE — 2019
What FIRST NATIONAL BANK OF NORTHFIELD, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 205,585,000 | 221,786,000 | 247,594,000 | 247,113,000 |
| Total loans | 157,076,000 | 165,085,000 | 162,984,000 | 159,685,000 |
| Allowance for loan losses | 2,079,000 | 2,154,000 | 26,000 | 72,000 |
| Securities available for sale | 19,242,000 | 19,588,000 | 18,464,000 | 17,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,942,000 | 196,377,000 | 207,320,000 | 206,297,000 |
| Interest-bearing deposits | 124,632,000 | 142,902,000 | 152,578,000 | 155,786,000 |
| Noninterest-bearing deposits | 56,310,000 | 53,475,000 | 54,742,000 | 50,511,000 |
| Equity capital | 19,502,000 | 20,280,000 | 34,989,000 | 35,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,145,000 | 4,433,000 | 736,000 | 2,946,000 |
| Interest expense | 301,000 | 670,000 | 137,000 | 571,000 |
| Net interest income | 1,844,000 | 3,763,000 | 599,000 | 2,375,000 |
| Noninterest income | 256,000 | 531,000 | 105,000 | 413,000 |
| Noninterest expense | 1,395,000 | 2,702,000 | 408,000 | 2,130,000 |
| Provision for loan losses | 60,000 | 135,000 | 25,000 | 75,000 |
| Pretax income | 645,000 | 1,457,000 | 271,000 | 583,000 |
| Income tax | 0 | 4,000 | 73,000 | 154,000 |
| Net income | 645,000 | 1,453,000 | 198,000 | 429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,517,000 | 20,075,000 | 23,317,000 | 23,773,000 |
| Total capital | 21,433,000 | 22,062,000 | 23,343,000 | 23,845,000 |
| Risk-weighted assets | 153,112,000 | 158,829,000 | 159,424,000 | 168,419,000 |