Call reports 2018
FIRST NATIONAL BANK OF NORTHFIELD, THE — 2018
What FIRST NATIONAL BANK OF NORTHFIELD, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 197,060,000 | 197,283,000 | 204,101,000 | 207,505,000 |
| Total loans | 147,406,000 | 153,472,000 | 154,937,000 | 157,883,000 |
| Allowance for loan losses | 1,902,000 | 1,927,000 | 1,976,000 | 2,054,000 |
| Securities available for sale | 17,078,000 | 17,647,000 | 21,565,000 | 20,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,472,000 | 173,925,000 | 180,144,000 | 183,349,000 |
| Interest-bearing deposits | 121,632,000 | 121,347,000 | 124,145,000 | 126,612,000 |
| Noninterest-bearing deposits | 51,840,000 | 52,578,000 | 55,999,000 | 56,737,000 |
| Equity capital | 17,557,000 | 17,930,000 | 18,534,000 | 18,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,864,000 | 3,834,000 | 5,922,000 | 8,092,000 |
| Interest expense | 200,000 | 427,000 | 690,000 | 976,000 |
| Net interest income | 1,664,000 | 3,407,000 | 5,232,000 | 7,116,000 |
| Noninterest income | 260,000 | 483,000 | 794,000 | 1,059,000 |
| Noninterest expense | 1,393,000 | 2,822,000 | 4,184,000 | 5,677,000 |
| Provision for loan losses | 60,000 | 90,000 | 150,000 | 225,000 |
| Pretax income | 471,000 | 978,000 | 1,692,000 | 2,273,000 |
| Income tax | 0 | 0 | 8,000 | 8,000 |
| Net income | 471,000 | 978,000 | 1,684,000 | 2,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,878,000 | 18,285,000 | 18,991,000 | 19,272,000 |
| Total capital | 19,689,000 | 20,144,000 | 20,878,000 | 21,202,000 |
| Risk-weighted assets | 144,802,000 | 148,613,000 | 150,903,000 | 154,274,000 |