Call reports 2017
FIRST NATIONAL BANK OF NORTHFIELD, THE — 2017
What FIRST NATIONAL BANK OF NORTHFIELD, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 178,358,000 | 182,802,000 | 187,028,000 | 191,867,000 |
| Total loans | 134,405,000 | 140,825,000 | 141,845,000 | 149,566,000 |
| Allowance for loan losses | 1,782,000 | 1,782,000 | 1,816,000 | 1,832,000 |
| Securities available for sale | 15,865,000 | 16,613,000 | 16,056,000 | 16,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,258,000 | 159,564,000 | 163,485,000 | 168,285,000 |
| Interest-bearing deposits | 108,900,000 | 111,760,000 | 114,768,000 | 116,627,000 |
| Noninterest-bearing deposits | 47,358,000 | 47,804,000 | 48,717,000 | 51,658,000 |
| Equity capital | 17,012,000 | 17,318,000 | 17,594,000 | 17,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,675,000 | 3,425,000 | 5,237,000 | 7,138,000 |
| Interest expense | 147,000 | 310,000 | 492,000 | 682,000 |
| Net interest income | 1,528,000 | 3,115,000 | 4,745,000 | 6,456,000 |
| Noninterest income | 283,000 | 687,000 | 1,016,000 | 1,213,000 |
| Noninterest expense | 1,333,000 | 2,656,000 | 3,979,000 | 5,462,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 135,000 |
| Pretax income | 489,000 | 1,127,000 | 1,733,000 | 2,122,000 |
| Income tax | 0 | 4,000 | 4,000 | 4,000 |
| Net income | 489,000 | 1,123,000 | 1,729,000 | 2,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,027,000 | 17,262,000 | 17,543,000 | 17,606,000 |
| Total capital | 18,742,000 | 19,044,000 | 19,290,000 | 19,438,000 |
| Risk-weighted assets | 137,141,000 | 143,426,000 | 139,700,000 | 147,024,000 |