Call reports 2015
FIRST NATIONAL BANK OF NORTHFIELD, THE — 2015
What FIRST NATIONAL BANK OF NORTHFIELD, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 160,051,000 | 158,126,000 | 160,548,000 | 166,642,000 |
| Total loans | 108,198,000 | 113,956,000 | 114,317,000 | 119,107,000 |
| Allowance for loan losses | 1,646,000 | 1,648,000 | 1,650,000 | 1,649,000 |
| Securities available for sale | 23,903,000 | 23,092,000 | 22,439,000 | 21,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,021,000 | 136,227,000 | 137,746,000 | 144,048,000 |
| Interest-bearing deposits | 100,983,000 | 99,102,000 | 98,864,000 | 100,603,000 |
| Noninterest-bearing deposits | 37,038,000 | 37,125,000 | 38,882,000 | 43,445,000 |
| Equity capital | 14,961,000 | 14,828,000 | 15,723,000 | 15,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,499,000 | 3,014,000 | 4,670,000 | 6,263,000 |
| Interest expense | 108,000 | 219,000 | 334,000 | 451,000 |
| Net interest income | 1,391,000 | 2,795,000 | 4,336,000 | 5,812,000 |
| Noninterest income | 234,000 | 509,000 | 805,000 | 1,062,000 |
| Noninterest expense | 1,161,000 | 2,303,000 | 3,464,000 | 4,798,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 464,000 | 1,001,000 | 1,674,000 | 2,073,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 464,000 | 1,001,000 | 1,674,000 | 2,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,860,000 | 14,922,000 | 15,596,000 | 15,468,000 |
| Total capital | 16,287,000 | 16,391,000 | 17,102,000 | 17,020,000 |
| Risk-weighted assets | 113,979,000 | 117,368,000 | 120,365,000 | 124,068,000 |