Call reports 2014
FIRST NATIONAL BANK OF NORTHFIELD, THE — 2014
What FIRST NATIONAL BANK OF NORTHFIELD, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 150,470,000 | 147,751,000 | 152,070,000 | 158,059,000 |
| Total loans | 96,986,000 | 102,216,000 | 104,424,000 | 108,765,000 |
| Allowance for loan losses | 1,631,000 | 1,636,000 | 1,651,000 | 1,652,000 |
| Securities available for sale | 28,305,000 | 24,370,000 | 22,256,000 | 22,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,285,000 | 128,634,000 | 130,748,000 | 136,654,000 |
| Interest-bearing deposits | 95,048,000 | 93,382,000 | 95,000,000 | 97,530,000 |
| Noninterest-bearing deposits | 37,237,000 | 35,252,000 | 35,748,000 | 39,124,000 |
| Equity capital | 13,123,000 | 14,030,000 | 14,214,000 | 14,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,392,000 | 2,820,000 | 4,264,000 | 5,738,000 |
| Interest expense | 98,000 | 196,000 | 298,000 | 404,000 |
| Net interest income | 1,294,000 | 2,624,000 | 3,966,000 | 5,334,000 |
| Noninterest income | 199,000 | 572,000 | 840,000 | 1,080,000 |
| Noninterest expense | 1,074,000 | 2,224,000 | 3,329,000 | 4,554,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 419,000 | 977,000 | 1,484,000 | 1,867,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 419,000 | 977,000 | 1,484,000 | 1,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,673,000 | 14,231,000 | 14,438,000 | 14,395,000 |
| Total capital | 14,876,000 | 15,536,000 | 15,764,000 | 15,765,000 |
| Risk-weighted assets | 95,829,000 | 104,081,000 | 105,804,000 | 109,620,000 |