Call reports 2013
FIRST NATIONAL BANK OF NORTHFIELD, THE — 2013
What FIRST NATIONAL BANK OF NORTHFIELD, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 143,196,000 | 143,299,000 | 148,024,000 | 152,733,000 |
| Total loans | 87,262,000 | 93,415,000 | 97,398,000 | 98,954,000 |
| Allowance for loan losses | 1,489,000 | 1,635,000 | 1,626,000 | 1,609,000 |
| Securities available for sale | 29,624,000 | 29,662,000 | 28,712,000 | 28,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,114,000 | 125,937,000 | 130,134,000 | 135,117,000 |
| Interest-bearing deposits | 92,847,000 | 90,835,000 | 89,309,000 | 94,862,000 |
| Noninterest-bearing deposits | 32,267,000 | 35,102,000 | 40,825,000 | 40,255,000 |
| Equity capital | 13,027,000 | 12,297,000 | 12,807,000 | 12,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,326,000 | 2,705,000 | 4,136,000 | 5,545,000 |
| Interest expense | 111,000 | 217,000 | 319,000 | 416,000 |
| Net interest income | 1,215,000 | 2,488,000 | 3,817,000 | 5,129,000 |
| Noninterest income | 352,000 | 586,000 | 917,000 | 1,121,000 |
| Noninterest expense | 1,183,000 | 2,282,000 | 3,451,000 | 4,722,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 441,000 | 880,000 | 1,371,000 | 1,616,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 441,000 | 880,000 | 1,371,000 | 1,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,708,000 | 13,042,000 | 13,333,000 | 13,353,000 |
| Total capital | 13,824,000 | 14,210,000 | 14,562,000 | 14,603,000 |
| Risk-weighted assets | 91,148,000 | 95,631,000 | 98,107,000 | 99,629,000 |