Call reports 2011
FIRST NATIONAL BANK OF NORTHFIELD, THE — 2011
What FIRST NATIONAL BANK OF NORTHFIELD, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 126,285,000 | 125,068,000 | 129,940,000 | 126,219,000 |
| Total loans | 82,805,000 | 80,424,000 | 79,354,000 | 79,130,000 |
| Allowance for loan losses | 1,792,000 | 1,715,000 | 1,781,000 | 1,309,000 |
| Securities available for sale | 25,682,000 | 27,296,000 | 26,487,000 | 24,173,000 |
| Securities held to maturity | 162,000 | 162,000 | 148,000 | 148,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,476,000 | 113,640,000 | 117,681,000 | 113,847,000 |
| Interest-bearing deposits | 92,984,000 | 92,179,000 | 94,936,000 | 90,268,000 |
| Noninterest-bearing deposits | 22,492,000 | 21,461,000 | 22,745,000 | 23,579,000 |
| Equity capital | 10,574,000 | 11,243,000 | 12,086,000 | 12,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,422,000 | 2,840,000 | 4,235,000 | 5,576,000 |
| Interest expense | 258,000 | 495,000 | 715,000 | 914,000 |
| Net interest income | 1,164,000 | 2,345,000 | 3,520,000 | 4,662,000 |
| Noninterest income | 354,000 | 590,000 | 813,000 | 1,135,000 |
| Noninterest expense | 1,126,000 | 2,213,000 | 3,204,000 | 4,328,000 |
| Provision for loan losses | 120,000 | 270,000 | 405,000 | 605,000 |
| Pretax income | 272,000 | 452,000 | 724,000 | 870,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 270,000 | 450,000 | 722,000 | 868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,790,000 | 10,970,000 | 11,542,000 | 11,688,000 |
| Total capital | 11,821,000 | 11,960,000 | 12,516,000 | 12,696,000 |
| Risk-weighted assets | 81,701,000 | 82,004,000 | 80,586,000 | 80,399,000 |