Call reports 2026
F&M BANK — 2026
What F&M BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 925,191,000 | 915,290,000 |
| Total loans | 670,047,000 | 655,429,000 |
| Allowance for loan losses | 11,655,000 | 7,385,000 |
| Securities available for sale | 159,025,000 | 158,903,000 |
| Securities held to maturity | 17,860,000 | 17,895,000 |
| Trading assets | 0 | 0 |
| Total deposits | 789,450,000 | 799,000,000 |
| Interest-bearing deposits | 605,933,000 | 623,573,000 |
| Noninterest-bearing deposits | 183,517,000 | 175,427,000 |
| Equity capital | 95,478,000 | 95,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,595,000 | 25,765,000 |
| Interest expense | 3,698,000 | 7,541,000 |
| Net interest income | 8,897,000 | 18,224,000 |
| Noninterest income | 1,107,000 | 2,229,000 |
| Noninterest expense | 5,657,000 | 11,481,000 |
| Provision for loan losses | 1,500,000 | 3,200,000 |
| Pretax income | 2,691,000 | 5,595,000 |
| Income tax | 107,000 | 111,000 |
| Net income | 2,584,000 | 5,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 90,717,000 | 91,986,000 |