Call report 2015Q4
F&M BANK — 2015Q4
The 22 measures F&M BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 377,750,000 | USD | evidence → |
| Total loans | 238,005,000 | USD | evidence → |
| Allowance for loan losses | 2,821,000 | USD | evidence → |
| Securities available for sale | 88,250,000 | USD | evidence → |
| Securities held to maturity | 9,193,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 328,411,000 | USD | evidence → |
| Interest-bearing deposits | 231,084,000 | USD | evidence → |
| Noninterest-bearing deposits | 97,327,000 | USD | evidence → |
| Equity capital | 31,845,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,147,000 | USD | evidence → |
| Interest expense | 1,119,000 | USD | evidence → |
| Net interest income | 12,028,000 | USD | evidence → |
| Noninterest income | 3,417,000 | USD | evidence → |
| Noninterest expense | 10,589,000 | USD | evidence → |
| Provision for loan losses | 738,000 | USD | evidence → |
| Pretax income | 4,138,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,138,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,444,000 | USD | evidence → |
| Total capital | 33,265,000 | USD | evidence → |
| Risk-weighted assets | 272,579,000 | USD | evidence → |