Call report 2012Q4
F&M BANK — 2012Q4
The 22 measures F&M BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 282,706,000 | USD | evidence → |
| Total loans | 187,848,000 | USD | evidence → |
| Allowance for loan losses | 3,854,000 | USD | evidence → |
| Securities available for sale | 48,962,000 | USD | evidence → |
| Securities held to maturity | 5,200,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 251,204,000 | USD | evidence → |
| Interest-bearing deposits | 175,680,000 | USD | evidence → |
| Noninterest-bearing deposits | 75,524,000 | USD | evidence → |
| Equity capital | 24,444,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,427,000 | USD | evidence → |
| Interest expense | 1,074,000 | USD | evidence → |
| Net interest income | 9,353,000 | USD | evidence → |
| Noninterest income | 3,156,000 | USD | evidence → |
| Noninterest expense | 8,805,000 | USD | evidence → |
| Provision for loan losses | 817,000 | USD | evidence → |
| Pretax income | 2,890,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,890,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,123,000 | USD | evidence → |
| Total capital | 23,689,000 | USD | evidence → |
| Risk-weighted assets | 203,975,000 | USD | evidence → |