Call reports 2026
SOMERSET REGAL BANK — 2026
What SOMERSET REGAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,143,103,000 | 1,189,079,000 |
| Total loans | 864,720,000 | 907,345,000 |
| Allowance for loan losses | 5,667,000 | 5,938,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 134,782,000 | 131,154,000 |
| Trading assets | 0 | 0 |
| Total deposits | 897,531,000 | 925,103,000 |
| Interest-bearing deposits | 783,079,000 | 798,315,000 |
| Noninterest-bearing deposits | 114,452,000 | 126,788,000 |
| Equity capital | 181,317,000 | 178,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,476,000 | 25,335,000 |
| Interest expense | 4,662,000 | 9,490,000 |
| Net interest income | 7,814,000 | 15,845,000 |
| Noninterest income | 554,000 | 1,098,000 |
| Noninterest expense | 7,015,000 | 13,986,000 |
| Provision for loan losses | 85,000 | 356,000 |
| Pretax income | 1,245,000 | 2,579,000 |
| Income tax | 303,000 | 636,000 |
| Net income | 942,000 | 1,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 156,518,000 | 153,342,000 |