Call report 2023Q4
SOMERSET REGAL BANK — 2023Q4
The 22 measures SOMERSET REGAL BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,072,786,000 | USD | evidence → |
| Total loans | 700,969,000 | USD | evidence → |
| Allowance for loan losses | 5,218,000 | USD | evidence → |
| Securities available for sale | 34,784,000 | USD | evidence → |
| Securities held to maturity | 165,191,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 846,098,000 | USD | evidence → |
| Interest-bearing deposits | 722,504,000 | USD | evidence → |
| Noninterest-bearing deposits | 123,594,000 | USD | evidence → |
| Equity capital | 195,778,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,338,000 | USD | evidence → |
| Interest expense | 6,362,000 | USD | evidence → |
| Net interest income | 19,976,000 | USD | evidence → |
| Noninterest income | 1,581,000 | USD | evidence → |
| Noninterest expense | 21,240,000 | USD | evidence → |
| Provision for loan losses | 4,054,000 | USD | evidence → |
| Pretax income | -3,869,000 | USD | evidence → |
| Income tax | -1,351,000 | USD | evidence → |
| Net income | -2,518,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 171,256,000 | USD | evidence → |