Call report 2021Q4
SOMERSET REGAL BANK — 2021Q4
The 22 measures SOMERSET REGAL BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 649,805,000 | USD | evidence → |
| Total loans | 305,996,000 | USD | evidence → |
| Allowance for loan losses | 1,116,000 | USD | evidence → |
| Securities available for sale | 59,074,000 | USD | evidence → |
| Securities held to maturity | 205,995,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 524,018,000 | USD | evidence → |
| Interest-bearing deposits | 478,584,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,434,000 | USD | evidence → |
| Equity capital | 122,168,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,079,000 | USD | evidence → |
| Interest expense | 1,977,000 | USD | evidence → |
| Net interest income | 11,102,000 | USD | evidence → |
| Noninterest income | 1,287,000 | USD | evidence → |
| Noninterest expense | 10,474,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,927,000 | USD | evidence → |
| Income tax | 287,000 | USD | evidence → |
| Net income | 1,640,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 124,438,000 | USD | evidence → |