Call report 2015Q4
SOMERSET REGAL BANK — 2015Q4
The 22 measures SOMERSET REGAL BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 566,245,000 | USD | evidence → |
| Total loans | 241,180,000 | USD | evidence → |
| Allowance for loan losses | 795,000 | USD | evidence → |
| Securities available for sale | 2,823,000 | USD | evidence → |
| Securities held to maturity | 186,539,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 454,560,000 | USD | evidence → |
| Interest-bearing deposits | 426,315,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,245,000 | USD | evidence → |
| Equity capital | 108,684,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,453,000 | USD | evidence → |
| Interest expense | 1,094,000 | USD | evidence → |
| Net interest income | 12,359,000 | USD | evidence → |
| Noninterest income | 732,000 | USD | evidence → |
| Noninterest expense | 10,044,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,047,000 | USD | evidence → |
| Income tax | 1,151,000 | USD | evidence → |
| Net income | 1,896,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 110,982,000 | USD | evidence → |
| Total capital | 111,782,000 | USD | evidence → |
| Risk-weighted assets | 223,294,000 | USD | evidence → |