Call report 2014Q4
SOMERSET REGAL BANK — 2014Q4
The 22 measures SOMERSET REGAL BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 571,422,000 | USD | evidence → |
| Total loans | 244,628,000 | USD | evidence → |
| Allowance for loan losses | 848,000 | USD | evidence → |
| Securities available for sale | 3,386,000 | USD | evidence → |
| Securities held to maturity | 225,442,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 461,746,000 | USD | evidence → |
| Interest-bearing deposits | 434,658,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,088,000 | USD | evidence → |
| Equity capital | 106,989,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,865,000 | USD | evidence → |
| Interest expense | 1,186,000 | USD | evidence → |
| Net interest income | 13,679,000 | USD | evidence → |
| Noninterest income | 701,000 | USD | evidence → |
| Noninterest expense | 10,044,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 4,286,000 | USD | evidence → |
| Income tax | 1,605,000 | USD | evidence → |
| Net income | 2,681,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 109,086,000 | USD | evidence → |
| Total capital | 109,944,000 | USD | evidence → |
| Risk-weighted assets | 213,563,000 | USD | evidence → |