Call report 2012Q4
SOMERSET REGAL BANK — 2012Q4
The 22 measures SOMERSET REGAL BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 593,322,000 | USD | evidence → |
| Total loans | 227,840,000 | USD | evidence → |
| Allowance for loan losses | 1,144,000 | USD | evidence → |
| Securities available for sale | 4,674,000 | USD | evidence → |
| Securities held to maturity | 223,886,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 487,890,000 | USD | evidence → |
| Interest-bearing deposits | 462,250,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,640,000 | USD | evidence → |
| Equity capital | 101,526,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,068,000 | USD | evidence → |
| Interest expense | 3,089,000 | USD | evidence → |
| Net interest income | 13,979,000 | USD | evidence → |
| Noninterest income | 546,000 | USD | evidence → |
| Noninterest expense | 10,681,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 3,794,000 | USD | evidence → |
| Income tax | 1,519,000 | USD | evidence → |
| Net income | 2,275,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 104,603,000 | USD | evidence → |
| Total capital | 105,752,000 | USD | evidence → |
| Risk-weighted assets | 213,767,000 | USD | evidence → |