Call reports 2018
LAKESIDE STATE BANK — 2018
What LAKESIDE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 72,275,000 | 71,583,000 | 72,475,000 | 72,425,000 |
| Total loans | 29,031,000 | 30,582,000 | 31,165,000 | 32,989,000 |
| Allowance for loan losses | 278,000 | 288,000 | 292,000 | 304,000 |
| Securities available for sale | 32,546,000 | 31,902,000 | 31,208,000 | 30,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,502,000 | 2,497,000 | 2,540,000 | 1,867,000 |
| Total deposits | 67,023,000 | 62,738,000 | 60,894,000 | 59,826,000 |
| Interest-bearing deposits | 48,827,000 | 43,281,000 | 42,068,000 | 41,524,000 |
| Noninterest-bearing deposits | 18,197,000 | 19,457,000 | 18,826,000 | 18,302,000 |
| Equity capital | 5,178,000 | 4,984,000 | 4,746,000 | 5,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,480,000 | 2,248,000 | 3,045,000 |
| Interest expense | 72,000 | 130,000 | 221,000 | 329,000 |
| Net interest income | 659,000 | 1,350,000 | 2,027,000 | 2,716,000 |
| Noninterest income | 87,000 | 302,000 | 525,000 | 905,000 |
| Noninterest expense | 667,000 | 1,328,000 | 2,015,000 | 2,871,000 |
| Provision for loan losses | 17,000 | 33,000 | 50,000 | 66,000 |
| Pretax income | 61,000 | 291,000 | 487,000 | 684,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 61,000 | 291,000 | 487,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,158,000 | 6,242,000 | 6,278,000 | 6,226,000 |
| Total capital | 6,435,000 | 6,530,000 | 6,570,000 | 6,530,000 |
| Risk-weighted assets | 35,045,000 | 36,329,000 | 37,086,000 | 37,804,000 |