Call reports 2017
LAKESIDE STATE BANK — 2017
What LAKESIDE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 66,331,000 | 69,366,000 | 72,010,000 | 72,582,000 |
| Total loans | 25,178,000 | 25,730,000 | 28,086,000 | 28,168,000 |
| Allowance for loan losses | 284,000 | 272,000 | 249,000 | 260,000 |
| Securities available for sale | 32,129,000 | 35,779,000 | 34,943,000 | 33,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 2,642,000 |
| Total deposits | 59,311,000 | 58,972,000 | 58,370,000 | 59,254,000 |
| Interest-bearing deposits | 41,816,000 | 41,659,000 | 42,284,000 | 42,918,000 |
| Noninterest-bearing deposits | 17,495,000 | 17,314,000 | 16,086,000 | 16,335,000 |
| Equity capital | 5,442,000 | 5,798,000 | 6,027,000 | 5,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 662,000 | 1,350,000 | 2,077,000 | 2,826,000 |
| Interest expense | 40,000 | 81,000 | 135,000 | 203,000 |
| Net interest income | 622,000 | 1,269,000 | 1,942,000 | 2,623,000 |
| Noninterest income | 179,000 | 382,000 | 596,000 | 911,000 |
| Noninterest expense | 627,000 | 1,274,000 | 1,930,000 | 2,583,000 |
| Provision for loan losses | 21,000 | 42,000 | 62,000 | 78,000 |
| Pretax income | 153,000 | 334,000 | 548,000 | 875,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 153,000 | 334,000 | 548,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,849,000 | 5,900,000 | 6,034,000 | 6,178,000 |
| Total capital | 6,133,000 | 6,172,000 | 6,283,000 | 6,438,000 |
| Risk-weighted assets | 30,737,000 | 31,943,000 | 33,645,000 | 34,376,000 |