Call reports 2016
LAKESIDE STATE BANK — 2016
What LAKESIDE STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 67,264,000 | 68,391,000 | 67,280,000 | 65,524,000 |
| Total loans | 25,256,000 | 25,305,000 | 26,061,000 | 25,950,000 |
| Allowance for loan losses | 284,000 | 286,000 | 243,000 | 280,000 |
| Securities available for sale | 32,263,000 | 35,498,000 | 32,841,000 | 31,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,686,000 | 60,854,000 | 56,243,000 | 55,718,000 |
| Interest-bearing deposits | 44,326,000 | 45,221,000 | 40,487,000 | 39,766,000 |
| Noninterest-bearing deposits | 16,361,000 | 15,634,000 | 15,756,000 | 15,952,000 |
| Equity capital | 6,484,000 | 6,831,000 | 6,409,000 | 5,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 620,000 | 1,287,000 | 1,961,000 | 2,610,000 |
| Interest expense | 40,000 | 80,000 | 119,000 | 156,000 |
| Net interest income | 580,000 | 1,207,000 | 1,842,000 | 2,454,000 |
| Noninterest income | 201,000 | 403,000 | 607,000 | 788,000 |
| Noninterest expense | 589,000 | 1,208,000 | 1,832,000 | 2,462,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 191,000 | 393,000 | 588,000 | 727,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 191,000 | 393,000 | 588,000 | 727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,047,000 | 6,182,000 | 5,871,000 | 5,741,000 |
| Total capital | 6,331,000 | 6,468,000 | 6,114,000 | 6,021,000 |
| Risk-weighted assets | 30,977,000 | 31,213,000 | 31,534,000 | 35,527,000 |