Call reports 2015
LAKESIDE STATE BANK — 2015
What LAKESIDE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 61,996,000 | 61,137,000 | 64,748,000 | 63,995,000 |
| Total loans | 24,228,000 | 24,833,000 | 26,247,000 | 26,187,000 |
| Allowance for loan losses | 286,000 | 292,000 | 276,000 | 259,000 |
| Securities available for sale | 26,375,000 | 28,428,000 | 28,401,000 | 29,236,000 |
| Securities held to maturity | 1,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,831,000 | 54,944,000 | 58,182,000 | 57,477,000 |
| Interest-bearing deposits | 41,081,000 | 40,674,000 | 43,513,000 | 41,757,000 |
| Noninterest-bearing deposits | 14,750,000 | 14,271,000 | 14,668,000 | 15,721,000 |
| Equity capital | 6,086,000 | 6,100,000 | 6,468,000 | 5,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 568,000 | 1,208,000 | 1,872,000 | 2,506,000 |
| Interest expense | 48,000 | 93,000 | 140,000 | 184,000 |
| Net interest income | 520,000 | 1,115,000 | 1,732,000 | 2,322,000 |
| Noninterest income | 197,000 | 414,000 | 618,000 | 828,000 |
| Noninterest expense | 620,000 | 1,229,000 | 1,819,000 | 2,451,000 |
| Provision for loan losses | 6,000 | 15,000 | 24,000 | 47,000 |
| Pretax income | 77,000 | 285,000 | 507,000 | 648,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 77,000 | 285,000 | 507,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,643,000 | 5,851,000 | 6,073,000 | 5,855,000 |
| Total capital | 5,929,000 | 6,143,000 | 6,349,000 | 6,114,000 |
| Risk-weighted assets | 28,938,000 | 28,849,000 | 30,998,000 | 31,181,000 |