Call reports 2012
LAKESIDE STATE BANK — 2012
What LAKESIDE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 53,962,000 | 55,110,000 | 55,028,000 | 55,890,000 |
| Total loans | 21,567,000 | 22,542,000 | 22,175,000 | 23,132,000 |
| Allowance for loan losses | 295,000 | 300,000 | 298,000 | 298,000 |
| Securities available for sale | 27,306,000 | 27,327,000 | 27,628,000 | 28,364,000 |
| Securities held to maturity | 316,000 | 248,000 | 90,000 | 73,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,760,000 | 48,722,000 | 48,432,000 | 48,798,000 |
| Interest-bearing deposits | 37,227,000 | 38,442,000 | 37,850,000 | 37,583,000 |
| Noninterest-bearing deposits | 10,533,000 | 10,280,000 | 10,582,000 | 11,215,000 |
| Equity capital | 6,040,000 | 6,225,000 | 6,423,000 | 6,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,291,000 | 1,933,000 | 2,568,000 |
| Interest expense | 88,000 | 174,000 | 257,000 | 336,000 |
| Net interest income | 566,000 | 1,117,000 | 1,676,000 | 2,232,000 |
| Noninterest income | 174,000 | 354,000 | 525,000 | 1,171,000 |
| Noninterest expense | 575,000 | 1,189,000 | 1,772,000 | 2,399,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 165,000 | 282,000 | 429,000 | 1,004,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 165,000 | 282,000 | 429,000 | 1,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,011,000 | 5,128,000 | 5,274,000 | 5,388,000 |
| Total capital | 5,306,000 | 5,429,000 | 5,573,000 | 5,686,000 |
| Risk-weighted assets | 24,427,000 | 25,042,000 | 24,623,000 | 25,532,000 |