Call reports 2023
NBC OKLAHOMA — 2023
What NBC OKLAHOMA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 909,655,000 | 907,412,000 | 898,513,000 | 899,024,000 |
| Total loans | 617,470,000 | 619,185,000 | 603,482,000 | 623,865,000 |
| Allowance for loan losses | 6,378,000 | 6,558,000 | 6,723,000 | 6,781,000 |
| Securities available for sale | 167,025,000 | 164,978,000 | 126,800,000 | 142,339,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 833,295,000 | 827,958,000 | 818,876,000 | 812,624,000 |
| Interest-bearing deposits | 551,144,000 | 557,228,000 | 566,745,000 | 568,672,000 |
| Noninterest-bearing deposits | 282,151,000 | 270,730,000 | 252,131,000 | 243,952,000 |
| Equity capital | 55,036,000 | 57,261,000 | 56,591,000 | 64,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,947,000 | 24,182,000 | 37,121,000 | 50,480,000 |
| Interest expense | 3,608,000 | 8,004,000 | 13,012,000 | 18,425,000 |
| Net interest income | 8,339,000 | 16,178,000 | 24,109,000 | 32,055,000 |
| Noninterest income | 433,000 | 925,000 | 1,535,000 | 2,061,000 |
| Noninterest expense | 6,699,000 | 12,616,000 | 18,423,000 | 24,049,000 |
| Provision for loan losses | 300,000 | 600,000 | 760,000 | 1,042,000 |
| Pretax income | 1,856,000 | 3,970,000 | 6,465,000 | 9,029,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,856,000 | 3,970,000 | 6,465,000 | 9,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,093,000 | 74,239,000 | 76,763,000 | 79,357,000 |
| Total capital | 78,472,000 | 80,798,000 | 83,687,000 | 86,339,000 |
| Risk-weighted assets | 668,537,000 | 676,361,000 | 662,041,000 | 680,293,000 |