Call reports 2020
NBC OKLAHOMA — 2020
What NBC OKLAHOMA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 688,143,000 | 741,307,000 | 750,065,000 | 764,077,000 |
| Total loans | 529,309,000 | 555,457,000 | 556,109,000 | 538,833,000 |
| Allowance for loan losses | 6,143,000 | 6,643,000 | 6,824,000 | 6,806,000 |
| Securities available for sale | 66,312,000 | 95,193,000 | 77,089,000 | 86,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 607,186,000 | 653,695,000 | 661,107,000 | 677,790,000 |
| Interest-bearing deposits | 437,353,000 | 359,830,000 | 460,386,000 | 471,080,000 |
| Noninterest-bearing deposits | 169,833,000 | 293,865,000 | 200,721,000 | 206,710,000 |
| Equity capital | 59,410,000 | 62,005,000 | 63,180,000 | 65,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,237,000 | 14,311,000 | 21,405,000 | 28,238,000 |
| Interest expense | 1,355,000 | 2,153,000 | 2,801,000 | 3,381,000 |
| Net interest income | 5,882,000 | 12,158,000 | 18,604,000 | 24,857,000 |
| Noninterest income | 602,000 | 1,085,000 | 1,763,000 | 2,442,000 |
| Noninterest expense | 5,012,000 | 10,068,000 | 15,468,000 | 20,932,000 |
| Provision for loan losses | 187,000 | 725,000 | 912,000 | 912,000 |
| Pretax income | 1,297,000 | 2,762,000 | 6,426,000 | 7,894,000 |
| Income tax | 50,000 | 261,000 | 267,000 | 267,000 |
| Net income | 1,247,000 | 2,501,000 | 6,159,000 | 7,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,703,000 | 58,964,000 | 61,702,000 | 63,199,000 |
| Total capital | 65,846,000 | 65,607,000 | 68,457,000 | 69,905,000 |
| Risk-weighted assets | 548,349,000 | 546,159,000 | 540,367,000 | 536,441,000 |