Call reports 2016
NBC OKLAHOMA — 2016
What NBC OKLAHOMA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 590,455,000 | 570,151,000 | 583,845,000 | 577,990,000 |
| Total loans | 478,937,000 | 474,726,000 | 484,333,000 | 477,947,000 |
| Allowance for loan losses | 4,930,000 | 5,061,000 | 5,241,000 | 5,392,000 |
| Securities available for sale | 42,616,000 | 40,559,000 | 38,689,000 | 51,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,586,000 | 499,970,000 | 513,197,000 | 507,007,000 |
| Interest-bearing deposits | 338,117,000 | 331,544,000 | 335,823,000 | 342,116,000 |
| Noninterest-bearing deposits | 182,469,000 | 168,426,000 | 177,374,000 | 164,891,000 |
| Equity capital | 47,185,000 | 48,686,000 | 49,575,000 | 50,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,977,000 | 11,794,000 | 17,539,000 | 23,442,000 |
| Interest expense | 388,000 | 806,000 | 1,217,000 | 1,627,000 |
| Net interest income | 5,589,000 | 10,988,000 | 16,322,000 | 21,815,000 |
| Noninterest income | 673,000 | 1,388,000 | 2,235,000 | 3,081,000 |
| Noninterest expense | 4,369,000 | 8,980,000 | 13,619,000 | 18,585,000 |
| Provision for loan losses | 400,000 | 625,000 | 800,000 | 975,000 |
| Pretax income | 1,490,000 | 2,768,000 | 4,140,000 | 5,338,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,490,000 | 2,768,000 | 4,140,000 | 5,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,352,000 | 47,661,000 | 48,562,000 | 49,792,000 |
| Total capital | 51,282,000 | 52,722,000 | 53,803,000 | 55,184,000 |
| Risk-weighted assets | 496,527,000 | 485,107,000 | 489,491,000 | 477,262,000 |