Call reports 2015
NBC OKLAHOMA — 2015
What NBC OKLAHOMA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 619,677,000 | 598,027,000 | 574,726,000 | 576,625,000 |
| Total loans | 424,958,000 | 438,692,000 | 461,346,000 | 477,813,000 |
| Allowance for loan losses | 4,883,000 | 4,794,000 | 4,547,000 | 4,601,000 |
| Securities available for sale | 39,225,000 | 49,016,000 | 50,402,000 | 47,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 557,398,000 | 528,764,000 | 506,847,000 | 495,857,000 |
| Interest-bearing deposits | 362,618,000 | 346,495,000 | 321,753,000 | 321,017,000 |
| Noninterest-bearing deposits | 194,780,000 | 182,269,000 | 185,094,000 | 174,840,000 |
| Equity capital | 47,529,000 | 46,096,000 | 46,277,000 | 46,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,453,000 | 10,869,000 | 16,547,000 | 22,217,000 |
| Interest expense | 331,000 | 671,000 | 1,049,000 | 1,433,000 |
| Net interest income | 5,122,000 | 10,198,000 | 15,498,000 | 20,784,000 |
| Noninterest income | 612,000 | 1,241,000 | 1,827,000 | 2,384,000 |
| Noninterest expense | 4,064,000 | 8,226,000 | 12,791,000 | 18,129,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 1,712,000 | 3,255,000 | 4,569,000 | 4,924,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,712,000 | 3,255,000 | 4,569,000 | 4,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,680,000 | 45,229,000 | 45,447,000 | 45,833,000 |
| Total capital | 51,563,000 | 50,023,000 | 49,994,000 | 50,434,000 |
| Risk-weighted assets | 465,431,000 | 476,177,000 | 485,941,000 | 495,391,000 |