Call reports 2013
NBC OKLAHOMA — 2013
What NBC OKLAHOMA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 529,284,000 | 530,938,000 | 539,698,000 | 534,975,000 |
| Total loans | 351,213,000 | 366,550,000 | 377,086,000 | 390,778,000 |
| Allowance for loan losses | 4,925,000 | 5,023,000 | 5,025,000 | 4,863,000 |
| Securities available for sale | 87,328,000 | 80,559,000 | 79,066,000 | 72,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,841,000 | 476,293,000 | 485,894,000 | 482,992,000 |
| Interest-bearing deposits | 324,549,000 | 318,178,000 | 321,935,000 | 322,316,000 |
| Noninterest-bearing deposits | 148,292,000 | 158,115,000 | 163,959,000 | 160,676,000 |
| Equity capital | 41,324,000 | 39,011,000 | 38,301,000 | 39,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,972,000 | 9,964,000 | 15,164,000 | 20,282,000 |
| Interest expense | 346,000 | 674,000 | 987,000 | 1,286,000 |
| Net interest income | 4,626,000 | 9,290,000 | 14,177,000 | 18,996,000 |
| Noninterest income | 546,000 | 1,142,000 | 1,764,000 | 2,481,000 |
| Noninterest expense | 3,614,000 | 7,293,000 | 11,083,000 | 15,600,000 |
| Provision for loan losses | 90,000 | 180,000 | 180,000 | 180,000 |
| Pretax income | 1,535,000 | 2,901,000 | 4,613,000 | 5,636,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,535,000 | 2,901,000 | 4,613,000 | 5,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,463,000 | 40,804,000 | 41,569,000 | 42,619,000 |
| Total capital | 45,133,000 | 45,778,000 | 46,594,000 | 47,482,000 |
| Risk-weighted assets | 373,320,000 | 397,881,000 | 405,353,000 | 418,280,000 |