Call reports 2015
COMMUNITY SOUTHERN BANK — 2015
What COMMUNITY SOUTHERN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 250,717,000 |
| Total loans | 170,226,000 |
| Allowance for loan losses | 1,792,000 |
| Securities available for sale | 52,958,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 189,481,000 |
| Interest-bearing deposits | 153,572,000 |
| Noninterest-bearing deposits | 35,909,000 |
| Equity capital | 27,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 2,220,000 |
| Interest expense | 412,000 |
| Net interest income | 1,808,000 |
| Noninterest income | 172,000 |
| Noninterest expense | 1,537,000 |
| Provision for loan losses | 61,000 |
| Pretax income | 382,000 |
| Income tax | 96,000 |
| Net income | 286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 28,065,000 |
| Total capital | 29,858,000 |
| Risk-weighted assets | 193,565,000 |