Call reports 2022
PERSONS BANKING COMPANY — 2022
What PERSONS BANKING COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 429,718,000 | 428,694,000 | 407,719,000 |
| Total loans | 180,585,000 | 188,488,000 | 183,687,000 |
| Allowance for loan losses | 2,432,000 | 2,315,000 | 2,301,000 |
| Securities available for sale | 206,794,000 | 191,189,000 | 176,420,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 416,007,000 | 419,669,000 | 404,613,000 |
| Interest-bearing deposits | 252,134,000 | 245,265,000 | 254,830,000 |
| Noninterest-bearing deposits | 163,873,000 | 174,404,000 | 149,783,000 |
| Equity capital | 13,339,000 | 8,608,000 | 2,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 2,689,000 | 5,599,000 | 8,738,000 |
| Interest expense | 127,000 | 254,000 | 381,000 |
| Net interest income | 2,562,000 | 5,345,000 | 8,357,000 |
| Noninterest income | 500,000 | 1,007,000 | 1,528,000 |
| Noninterest expense | 2,881,000 | 5,765,000 | 8,676,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 181,000 | 587,000 | 1,209,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 181,000 | 587,000 | 1,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 25,417,000 | 25,823,000 | 26,445,000 |
| Total capital | 27,849,000 | 28,138,000 | 28,746,000 |
| Risk-weighted assets | 212,148,000 | 215,390,000 | 207,053,000 |