Call reports 2021
PERSONS BANKING COMPANY — 2021
What PERSONS BANKING COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 403,362,000 | 405,376,000 | 416,834,000 | 429,456,000 |
| Total loans | 196,501,000 | 189,554,000 | 186,759,000 | 182,084,000 |
| Allowance for loan losses | 2,252,000 | 2,243,000 | 2,236,000 | 2,411,000 |
| Securities available for sale | 142,270,000 | 158,433,000 | 189,807,000 | 197,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,650,000 | 380,569,000 | 392,572,000 | 406,346,000 |
| Interest-bearing deposits | 237,395,000 | 235,372,000 | 234,816,000 | 242,700,000 |
| Noninterest-bearing deposits | 142,255,000 | 145,197,000 | 157,756,000 | 163,646,000 |
| Equity capital | 23,335,000 | 24,379,000 | 23,808,000 | 22,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,778,000 | 5,707,000 | 8,746,000 | 11,725,000 |
| Interest expense | 149,000 | 290,000 | 425,000 | 556,000 |
| Net interest income | 2,629,000 | 5,417,000 | 8,321,000 | 11,169,000 |
| Noninterest income | 497,000 | 1,066,000 | 1,535,000 | 2,084,000 |
| Noninterest expense | 2,876,000 | 5,661,000 | 8,543,000 | 11,455,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 250,000 | 822,000 | 1,313,000 | 1,861,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 250,000 | 822,000 | 1,313,000 | 1,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,625,000 | 24,197,000 | 24,687,000 | 25,236,000 |
| Total capital | 25,877,000 | 26,440,000 | 26,923,000 | 27,647,000 |
| Risk-weighted assets | 191,331,000 | 195,599,000 | 205,145,000 | 209,097,000 |
Machine access — free, no API key
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