Call reports 2020
PERSONS BANKING COMPANY — 2020
What PERSONS BANKING COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 324,933,000 | 366,840,000 | 378,298,000 | 386,354,000 |
| Total loans | 200,940,000 | 228,427,000 | 229,164,000 | 210,063,000 |
| Allowance for loan losses | 1,478,000 | 2,039,000 | 2,135,000 | 2,270,000 |
| Securities available for sale | 78,047,000 | 67,984,000 | 120,523,000 | 121,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,255,000 | 342,021,000 | 353,009,000 | 360,916,000 |
| Interest-bearing deposits | 206,445,000 | 215,614,000 | 217,768,000 | 228,571,000 |
| Noninterest-bearing deposits | 94,810,000 | 126,407,000 | 135,241,000 | 132,345,000 |
| Equity capital | 23,306,000 | 24,424,000 | 24,787,000 | 24,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,315,000 | 6,954,000 | 10,143,000 | 13,293,000 |
| Interest expense | 290,000 | 547,000 | 762,000 | 935,000 |
| Net interest income | 3,025,000 | 6,407,000 | 9,381,000 | 12,358,000 |
| Noninterest income | 344,000 | 722,000 | 1,179,000 | 1,668,000 |
| Noninterest expense | 3,315,000 | 6,308,000 | 9,285,000 | 12,249,000 |
| Provision for loan losses | 175,000 | 750,000 | 900,000 | 1,050,000 |
| Pretax income | 260,000 | 1,018,000 | 1,321,000 | 1,673,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 260,000 | 1,018,000 | 1,321,000 | 1,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,962,000 | 22,719,000 | 23,022,000 | 23,375,000 |
| Total capital | 23,440,000 | 24,758,000 | 25,157,000 | 25,645,000 |
| Risk-weighted assets | 195,978,000 | 194,608,000 | 202,974,000 | 190,649,000 |