Call reports 2019
PERSONS BANKING COMPANY — 2019
What PERSONS BANKING COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 316,478,000 | 310,686,000 | 316,694,000 | 316,568,000 |
| Total loans | 207,122,000 | 204,243,000 | 204,521,000 | 203,030,000 |
| Allowance for loan losses | 1,971,000 | 1,570,000 | 1,345,000 | 1,317,000 |
| Securities available for sale | 69,621,000 | 67,998,000 | 67,114,000 | 63,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,597,000 | 287,962,000 | 293,510,000 | 293,947,000 |
| Interest-bearing deposits | 203,378,000 | 196,056,000 | 197,788,000 | 202,049,000 |
| Noninterest-bearing deposits | 92,219,000 | 91,906,000 | 95,722,000 | 91,898,000 |
| Equity capital | 20,494,000 | 22,285,000 | 22,753,000 | 22,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,453,000 | 6,912,000 | 10,419,000 | 13,866,000 |
| Interest expense | 199,000 | 433,000 | 706,000 | 1,000,000 |
| Net interest income | 3,254,000 | 6,479,000 | 9,713,000 | 12,866,000 |
| Noninterest income | 173,000 | 722,000 | 1,260,000 | 1,761,000 |
| Noninterest expense | 3,399,000 | 6,572,000 | 10,022,000 | 13,320,000 |
| Provision for loan losses | 0 | 70,000 | 355,000 | 790,000 |
| Pretax income | 28,000 | 559,000 | 596,000 | 508,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 28,000 | 559,000 | 596,000 | 508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,221,000 | 21,752,000 | 21,789,000 | 21,702,000 |
| Total capital | 23,192,000 | 23,322,000 | 23,134,000 | 23,019,000 |
| Risk-weighted assets | 206,421,000 | 201,339,000 | 200,407,000 | 197,328,000 |