Call reports 2018
PERSONS BANKING COMPANY — 2018
What PERSONS BANKING COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 321,036,000 | 317,300,000 | 312,141,000 | 308,906,000 |
| Total loans | 207,800,000 | 194,125,000 | 196,209,000 | 205,477,000 |
| Allowance for loan losses | 1,999,000 | 2,213,000 | 2,139,000 | 2,095,000 |
| Securities available for sale | 60,159,000 | 63,402,000 | 71,639,000 | 70,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,347,000 | 298,581,000 | 293,633,000 | 288,853,000 |
| Interest-bearing deposits | 212,762,000 | 209,371,000 | 204,410,000 | 201,959,000 |
| Noninterest-bearing deposits | 85,585,000 | 89,210,000 | 89,223,000 | 86,894,000 |
| Equity capital | 18,161,000 | 18,143,000 | 18,002,000 | 19,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,152,000 | 6,377,000 | 9,698,000 | 13,159,000 |
| Interest expense | 174,000 | 363,000 | 556,000 | 752,000 |
| Net interest income | 2,978,000 | 6,014,000 | 9,142,000 | 12,407,000 |
| Noninterest income | 514,000 | 1,040,000 | 1,519,000 | 2,180,000 |
| Noninterest expense | 3,336,000 | 6,683,000 | 10,017,000 | 13,397,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 156,000 | 371,000 | 644,000 | 1,182,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 156,000 | 371,000 | 644,000 | 1,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,168,000 | 20,383,000 | 20,656,000 | 21,193,000 |
| Total capital | 22,167,000 | 22,596,000 | 22,795,000 | 23,288,000 |
| Risk-weighted assets | 211,944,000 | 194,442,000 | 197,885,000 | 205,746,000 |