Call reports 2017
PERSONS BANKING COMPANY — 2017
What PERSONS BANKING COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 328,809,000 | 323,181,000 | 320,858,000 | 315,115,000 |
| Total loans | 207,221,000 | 214,761,000 | 210,024,000 | 207,961,000 |
| Allowance for loan losses | 2,933,000 | 2,890,000 | 2,291,000 | 2,065,000 |
| Securities available for sale | 65,734,000 | 63,759,000 | 61,697,000 | 61,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,466,000 | 299,992,000 | 297,318,000 | 291,746,000 |
| Interest-bearing deposits | 222,789,000 | 218,895,000 | 217,181,000 | 210,868,000 |
| Noninterest-bearing deposits | 82,677,000 | 81,097,000 | 80,137,000 | 80,878,000 |
| Equity capital | 18,754,000 | 18,503,000 | 18,901,000 | 18,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,143,000 | 6,372,000 | 9,588,000 | 12,741,000 |
| Interest expense | 158,000 | 312,000 | 472,000 | 645,000 |
| Net interest income | 2,985,000 | 6,060,000 | 9,116,000 | 12,096,000 |
| Noninterest income | 775,000 | 840,000 | 1,413,000 | 2,024,000 |
| Noninterest expense | 3,376,000 | 7,077,000 | 10,333,000 | 13,640,000 |
| Provision for loan losses | 135,000 | 135,000 | 135,000 | 135,000 |
| Pretax income | 249,000 | -312,000 | 61,000 | 345,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 249,000 | -312,000 | 61,000 | 345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,916,000 | 19,355,000 | 19,728,000 | 20,012,000 |
| Total capital | 22,545,000 | 22,081,000 | 22,019,000 | 22,077,000 |
| Risk-weighted assets | 210,036,000 | 217,953,000 | 212,159,000 | 209,526,000 |