Call reports 2007
PERSONS BANKING COMPANY — 2007
What PERSONS BANKING COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 88,308,000 | 86,999,000 | 85,221,000 | 79,793,000 |
| Total loans | 67,968,000 | 67,316,000 | 62,638,000 | 61,510,000 |
| Allowance for loan losses | 983,000 | 995,000 | 1,001,000 | 997,000 |
| Securities available for sale | 10,005,000 | 9,715,000 | 9,660,000 | 9,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,855,000 | 71,585,000 | 69,127,000 | 68,121,000 |
| Interest-bearing deposits | 61,657,000 | 60,840,000 | 58,378,000 | 58,346,000 |
| Noninterest-bearing deposits | 11,198,000 | 10,745,000 | 10,749,000 | 9,775,000 |
| Equity capital | 10,003,000 | 9,938,000 | 10,585,000 | 11,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,579,000 | 3,221,000 | 4,821,000 | 6,312,000 |
| Interest expense | 636,000 | 1,289,000 | 1,941,000 | 2,526,000 |
| Net interest income | 943,000 | 1,932,000 | 2,880,000 | 3,786,000 |
| Noninterest income | 148,000 | 298,000 | 460,000 | 639,000 |
| Noninterest expense | 713,000 | 1,278,000 | 1,831,000 | 2,449,000 |
| Provision for loan losses | 21,000 | 36,000 | 41,000 | 41,000 |
| Pretax income | 357,000 | 916,000 | 1,463,000 | 1,930,000 |
| Income tax | -1,000 | -1,000 | 0 | 0 |
| Net income | 358,000 | 917,000 | 1,463,000 | 1,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,196,000 | 6,255,000 | 6,801,000 | 7,268,000 |
| Total capital | 7,060,000 | 7,120,000 | 7,604,000 | 8,046,000 |
| Risk-weighted assets | 69,006,000 | 69,094,000 | 64,077,000 | 62,052,000 |
Machine access — free, no API key
Every figure shown here about PERSONS BANKING COMPANY — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.