Call reports 2005
PERSONS BANKING COMPANY — 2005
What PERSONS BANKING COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 76,888,000 | 82,572,000 | 81,361,000 | 84,683,000 |
| Total loans | 60,119,000 | 61,152,000 | 61,143,000 | 63,447,000 |
| Allowance for loan losses | 870,000 | 892,000 | 937,000 | 1,062,000 |
| Securities available for sale | 9,540,000 | 9,528,000 | 9,414,000 | 9,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,328,000 | 66,596,000 | 65,917,000 | 69,849,000 |
| Interest-bearing deposits | 48,027,000 | 53,245,000 | 53,482,000 | 56,270,000 |
| Noninterest-bearing deposits | 13,301,000 | 13,351,000 | 12,435,000 | 13,579,000 |
| Equity capital | 9,143,000 | 9,374,000 | 9,755,000 | 9,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,261,000 | 3,488,000 | 4,772,000 |
| Interest expense | 240,000 | 530,000 | 872,000 | 1,248,000 |
| Net interest income | 848,000 | 1,731,000 | 2,616,000 | 3,524,000 |
| Noninterest income | 180,000 | 351,000 | 504,000 | 623,000 |
| Noninterest expense | 571,000 | 1,124,000 | 1,703,000 | 2,267,000 |
| Provision for loan losses | 36,000 | 72,000 | 119,000 | 244,000 |
| Pretax income | 421,000 | 886,000 | 1,298,000 | 1,636,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 421,000 | 886,000 | 1,298,000 | 1,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,438,000 | 5,603,000 | 6,015,000 | 5,853,000 |
| Total capital | 6,151,000 | 6,330,000 | 6,742,000 | 6,627,000 |
| Risk-weighted assets | 56,910,000 | 57,998,000 | 57,988,000 | 61,605,000 |
Machine access — free, no API key
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