Call reports 2017
BANK OF HALLS — 2017
What BANK OF HALLS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 74,747,000 | 74,695,000 | 78,222,000 | 81,978,000 |
| Total loans | 33,685,000 | 34,625,000 | 37,517,000 | 36,087,000 |
| Allowance for loan losses | 568,000 | 596,000 | 598,000 | 604,000 |
| Securities available for sale | 32,770,000 | 32,715,000 | 31,507,000 | 32,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,882,000 | 65,368,000 | 67,238,000 | 72,674,000 |
| Interest-bearing deposits | 53,030,000 | 52,937,000 | 57,484,000 | 56,902,000 |
| Noninterest-bearing deposits | 12,852,000 | 12,431,000 | 9,754,000 | 15,772,000 |
| Equity capital | 8,228,000 | 8,615,000 | 8,792,000 | 8,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 664,000 | 1,369,000 | 2,062,000 | 2,861,000 |
| Interest expense | 66,000 | 140,000 | 227,000 | 326,000 |
| Net interest income | 598,000 | 1,229,000 | 1,835,000 | 2,535,000 |
| Noninterest income | 76,000 | 153,000 | 225,000 | 318,000 |
| Noninterest expense | 397,000 | 788,000 | 1,184,000 | 1,587,000 |
| Provision for loan losses | 15,000 | 40,000 | 45,000 | 70,000 |
| Pretax income | 262,000 | 554,000 | 835,000 | 1,204,000 |
| Income tax | 59,000 | 129,000 | 194,000 | 332,000 |
| Net income | 203,000 | 425,000 | 641,000 | 872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,903,000 | 8,125,000 | 8,341,000 | 7,873,000 |
| Total capital | 8,471,000 | 8,721,000 | 8,939,000 | 8,477,000 |
| Risk-weighted assets | 47,520,000 | 48,356,000 | 51,469,000 | 51,250,000 |