Call reports 2025
HARTSBURG STATE BANK — 2025
What HARTSBURG STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 15,885,000 | 16,368,000 | 16,515,000 | 20,271,000 |
| Total loans | 6,295,000 | 6,162,000 | 6,243,000 | 6,232,000 |
| Allowance for loan losses | 194,000 | 194,000 | 194,000 | 200,000 |
| Securities available for sale | 6,651,000 | 6,765,000 | 6,856,000 | 6,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,281,000 | 14,956,000 | 14,939,000 | 17,292,000 |
| Interest-bearing deposits | 8,259,000 | 8,527,000 | 7,978,000 | 10,254,000 |
| Noninterest-bearing deposits | 5,022,000 | 6,429,000 | 6,961,000 | 7,038,000 |
| Equity capital | 1,325,000 | 1,400,000 | 1,488,000 | 1,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 150,000 | 283,000 | 431,000 | 567,000 |
| Interest expense | 28,000 | 51,000 | 65,000 | 85,000 |
| Net interest income | 122,000 | 232,000 | 366,000 | 482,000 |
| Noninterest income | 8,000 | 15,000 | 23,000 | 30,000 |
| Noninterest expense | 128,000 | 260,000 | 387,000 | 499,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,000 | -13,000 | 2,000 | 13,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000 | -13,000 | 2,000 | 13,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,070,000 | 2,058,000 | 2,073,000 | 2,067,000 |