Call reports 2016
HARTSBURG STATE BANK — 2016
What HARTSBURG STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 14,622,000 | 14,449,000 | 16,939,000 | 18,307,000 |
| Total loans | 8,308,000 | 8,642,000 | 8,577,000 | 8,272,000 |
| Allowance for loan losses | 193,000 | 198,000 | 159,000 | 159,000 |
| Securities available for sale | 4,231,000 | 4,275,000 | 4,561,000 | 4,655,000 |
| Securities held to maturity | 379,000 | 379,000 | 254,000 | 254,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,970,000 | 12,326,000 | 15,176,000 | 16,515,000 |
| Interest-bearing deposits | 10,024,000 | 9,630,000 | 7,126,000 | 11,659,000 |
| Noninterest-bearing deposits | 2,946,000 | 2,696,000 | 8,050,000 | 4,856,000 |
| Equity capital | 1,626,000 | 1,687,000 | 1,720,000 | 1,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 111,000 | 231,000 | 350,000 | 469,000 |
| Interest expense | 8,000 | 16,000 | 22,000 | 29,000 |
| Net interest income | 103,000 | 215,000 | 328,000 | 440,000 |
| Noninterest income | 6,000 | 11,000 | 22,000 | 33,000 |
| Noninterest expense | 80,000 | 165,000 | 247,000 | 346,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,000 | 61,000 | 103,000 | 127,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 29,000 | 61,000 | 103,000 | 127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,609,000 | 1,641,000 | 1,683,000 | 1,625,000 |
| Total capital | 1,742,000 | 1,777,000 | 1,825,000 | 1,767,000 |
| Risk-weighted assets | 10,590,000 | 10,782,000 | 11,366,000 | 11,479,000 |