Call reports 2015
HARTSBURG STATE BANK — 2015
What HARTSBURG STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 14,597,000 | 14,989,000 | 17,553,000 | 17,382,000 |
| Total loans | 7,914,000 | 8,232,000 | 8,634,000 | 7,481,000 |
| Allowance for loan losses | 172,000 | 179,000 | 183,000 | 187,000 |
| Securities available for sale | 3,711,000 | 3,582,000 | 4,222,000 | 4,176,000 |
| Securities held to maturity | 379,000 | 379,000 | 379,000 | 379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,059,000 | 13,453,000 | 15,960,000 | 15,802,000 |
| Interest-bearing deposits | 9,518,000 | 9,289,000 | 7,062,000 | 11,206,000 |
| Noninterest-bearing deposits | 3,541,000 | 4,164,000 | 8,898,000 | 4,596,000 |
| Equity capital | 1,511,000 | 1,514,000 | 1,571,000 | 1,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 112,000 | 226,000 | 344,000 | 460,000 |
| Interest expense | 8,000 | 15,000 | 23,000 | 30,000 |
| Net interest income | 104,000 | 211,000 | 321,000 | 430,000 |
| Noninterest income | 4,000 | 8,000 | 12,000 | 19,000 |
| Noninterest expense | 88,000 | 174,000 | 256,000 | 338,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 20,000 | 45,000 | 77,000 | 111,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 20,000 | 45,000 | 77,000 | 111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,511,000 | 1,529,000 | 1,561,000 | 1,580,000 |
| Total capital | 1,630,000 | 1,657,000 | 1,701,000 | 1,711,000 |
| Risk-weighted assets | 9,601,000 | 10,163,000 | 11,152,000 | 10,409,000 |