Call reports 2012
HARTSBURG STATE BANK — 2012
What HARTSBURG STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 18,567,000 | 18,426,000 | 17,198,000 | 15,880,000 |
| Total loans | 8,409,000 | 8,450,000 | 7,439,000 | 7,259,000 |
| Allowance for loan losses | 100,000 | 265,000 | 256,000 | 109,000 |
| Securities available for sale | 125,000 | 3,526,000 | 3,837,000 | 4,934,000 |
| Securities held to maturity | 2,423,000 | 1,400,000 | 878,000 | 836,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,914,000 | 17,050,000 | 15,827,000 | 14,596,000 |
| Interest-bearing deposits | 11,916,000 | 11,649,000 | 11,735,000 | 11,166,000 |
| Noninterest-bearing deposits | 4,998,000 | 5,401,000 | 4,092,000 | 3,430,000 |
| Equity capital | 1,458,000 | 1,238,000 | 1,322,000 | 1,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 139,000 | 261,000 | 383,000 | 491,000 |
| Interest expense | 29,000 | 54,000 | 77,000 | 99,000 |
| Net interest income | 110,000 | 207,000 | 306,000 | 392,000 |
| Noninterest income | 16,000 | 23,000 | 29,000 | 39,000 |
| Noninterest expense | 130,000 | 290,000 | 331,000 | 493,000 |
| Provision for loan losses | 0 | 165,000 | 165,000 | 165,000 |
| Pretax income | -4,000 | -225,000 | -161,000 | -227,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -4,000 | -225,000 | -161,000 | -227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,458,000 | 1,238,000 | 1,310,000 | 1,241,000 |
| Total capital | 1,558,000 | 1,419,000 | 1,486,000 | 1,350,000 |
| Risk-weighted assets | 14,351,000 | 13,664,000 | 13,242,000 | 9,685,000 |